How many times have you longed for the power to change things out of your control? Imagine having the ability to replace cloudy skies with sunshine or guaranteeing a traffic-free commute to work. What about controlling your bills? Impossible you say? You haven’t heard of prepaid electricity.

What’s your credit score? With free credit score companies running television and radio ads around the clock, it’s hard to ignore the importance of knowing and constantly improving this inseparable financial accessory. But why are credit scores so important? And what’s a realistic credit score goal?

Whether 2015’s February 14th means a romantic candle lit dinner with your spouse or celebration of Single’s Awareness Day, conventional date ideas get old pretty quickly. Make this Valentine’s Day exceptionally special by trading in the bland dinner and a movie for one of these “out-of-the-box” ideas. Singles need not worry, there’s no discrimination on this list.

When the weather outside is frightful, follow these tips to keep your furry companions safe during the harsh winter months.

It’s officially that time of the year again. Many of us think of the New Year as the first page of a brand new notebook. It symbolizes a fresh start and a new beginning. Unfortunately, after a few weeks, that notebook has lost its shine and gets tossed in an old box in the garage. We become comfortable writing ‘2015’, and the excitement of a New Year has officially expired. Our resolutions are shelved for another 12 months. So we’ve compiled a few tips to help make 2015 the year you actually fulfill your New Year’s Resolutions.